Car financing & asset finance in Kenya:
up to 70% auto loans
Buy a new, used, or foreign-used vehicle with up to 70% bank financing. Get pre-approved in 6 hours with structured monthly installments that fit your budget.
Car Finance
Calculate your payment
Your monthly repayment
What you'll need to qualify
To qualify for car finance, you will need:
Proof of employment or proof of business
Proforma invoice
National ID
KRA PIN
M-Pesa and bank statements for the last 6 months
Get a car loan today!
Download our app or apply online to start your journey towards owning your dream car.
Apply in three simple steps
Get started with your application today. Our streamlined process makes it quick and easy.
Fill the application form
Provide your details and loan requirements in our simple online form.
Customer representative calls
We verify your details and discuss the best options for you.
Loan disbursed
Receive funds quickly once approved, directly to your account.
Frequently Asked Questions
Your car finance questions, answered
Car Finance is asset financing for customers who want to purchase a vehicle, with Umba financing the purchase and the vehicle serving as security for the loan.
Get up to 70% car financing, with a processing time of 6 hours.
Yes. Umba car finance is for businesses and individuals buying a new or used vehicle. The vehicle serves as security for the loan.
You need proof of employment or proof of business, a proforma invoice, your National ID, KRA PIN, and M-Pesa and bank statements for the last 6 months.
Umba Kenya is fully licensed by the Central Bank of Kenya (CBK), and deposits are insured by the Kenya Deposit Insurance Corporation (KDIC).
Still have questions?
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