Fast Logbook Loans in Nairobi: Get Cash in 6 Hours & Keep Driving
Unlock up to 70% of your car or logbook value with instant pre-approval and cash disbursement within 6 hours. Get a quick logbook loan in Nairobi with flexible repayment terms and no hidden fees. Umba Microfinance Bank is based in Nairobi and regulated by the Central Bank of Kenya, so you keep driving your car.
Logbook Loan
Calculate your repayment
Your monthly repayment
What you'll need to qualify
To qualify for a logbook loan, you will need:
Proof of employment (last 3 months' payslips and contract letter)
Vehicle year of manufacture 2011 or newer
Copy of the logbook
National ID
KRA PIN
M-Pesa and bank statements for the last 6 months
Running a business? Proof of business (a permit, registration or licence) can be used instead of proof of employment.
Get pre-approved in 6 minutes
At Umba Microfinance Bank, we offer logbook loans of up to 70% of your car's value. Pre-approval takes about 6 minutes online. Cash is disbursed within 6 hours once inspection, documents and final approval are complete.
Save on interest
Loan up to KES3,000,000 at as low as 3% interest p/m.
Keep your car
You can keep driving your car with a logbook loan.
Flexible payment periods
Because your convenience comes first.
Faster Approval
Money deposited in your bank in a matter of hours.
Get a logbook loan today!
Download our app or apply online to unlock the value in your vehicle.
Apply in three simple steps
Get started with your application today. Our streamlined process makes it quick and easy.
Fill the application form
Provide your details and loan requirements in our simple online form.
Customer representative calls
We verify your details and discuss the best options for you.
Loan disbursed
Receive funds quickly once approved, directly to your account.
Frequently Asked Questions
Your logbook loan questions, answered
A Logbook Loan lets you borrow against the value of your vehicle while continuing to use it, using your car's logbook as collateral.
You can access up to 70% of your car's value, with funds disbursed within 6 hours of approval.
To apply for a logbook loan you need proof of employment (last 3 months' payslips and contract letter), a vehicle with a year of manufacture of 2011 or newer, a copy of the logbook, your National ID, KRA PIN, and M-Pesa and bank statements for the last 6 months.
Umba Microfinance Bank is based in Nairobi (Timshack House, 2nd Floor, Ngong Road) and is licensed by the Central Bank of Kenya. You can apply for a logbook loan from your phone through the Umba app or online, with no branch visit.
Yes. With a logbook loan you keep driving your car. Its logbook is used as collateral for the loan.
If you run a business, you need proof of business (i.e. a permit, registration or licence) in place of proof of employment, plus a vehicle with a year of manufacture of 2011 or newer, a copy of the logbook, National ID, KRA PIN, and M-Pesa and bank statements for the last 6 months.
Still have questions?
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