Fast online loans & asset financing in Kenya
Use the value of your car to get funding, finance a new or used vehicle, or grow your business. See each product page for the current rates, terms and requirements.
Personal car loans (logbook loans & car finance)
Both loans use your vehicle as security.
Logbook loans (up to 70% in 6 hours)
Get cash in 6 hours while continuing to drive your car.
- Borrow up to 70% of your car's value
- Keep driving your car
- Funds disbursed within 6 hours of approval
Car finance
Finance the purchase of a new or used car, with the vehicle as security for the loan.
- Up to 70% car financing
- Processing time of 6 hours
Business & SME loans (paybill financing & working capital)
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We're Licensed. Regulated. Trusted
Umba Microfinance Bank is fully licensed by the Central Bank of Kenya (CBK) and our deposits are insured by the Kenya Deposit Insurance Corporation (KDIC).
Deposits insured by
Apply in three simple steps
Get started with your application today. Our streamlined process makes it quick and easy.
Fill the application form
Provide your details and loan requirements in our simple online form.
Customer representative calls
We verify your details and discuss the best options for you.
Loan disbursed
Receive funds quickly once approved, directly to your account.